You're not educated if you think installment payment is a reasonable method of purchasing players on the market. Its not wise to buy average players for inflated prices with agreements to pay over a number of years and then sell them the following year for far less than you paid for them over and over accumulating these debts on failed players.
it's probably best to clear up the context in which the above was said - it was just a joke
also, let's not confuse buying proper players on installment basis with buying players, who shouldn't have been bought in the first place ... if a player is gonna be a bust, do you honestly believe you'd be better off paying one lump sum for them and that would somehow retain their market value?
Do you seriously believe you guys could have gotten Pepe for 7 mil and not 10 or Matri for 12 mil and not 17-18 had you offered a single payment for them?
Paying isntallments allows a management to still have funds to operate on the market should their previous purchases turn out to be a bust - imagine if you had to pay 40 mil now for Pepe, Quag, Matri, Motta and had only 70 to operate with ... how do you think you'd have been able to afford a proper mercato then?
It's a completely different matter, however, that Marotta and co were not very wise when they went after those players last season ... installment plans have nothing to do with failures of that nature.