Wow, Vlatko getting clothes off for me. I'm all horny now.
Weird, I honestly wouldn't give you more than 12% judging by that. You're lats are looking good. Your stomach isn't big at all but true, I guess there's a lot of fat inside...but still, it's almost flat.
You have the potential to get your abs without much torture. You should just do cardio and cut down your sugar. That way you'd still eat some more fat but you should skip Coca Cola, cakes, candy bars and that kind of stuff. Results would be great, believe me. If you're finding cardio as a hard part like I do, you can always try the jump rope or something like that, so you'd skip the running part. It may sound weird, but it would help a lot. Not only to burn fat and get defined abs, but cardio can always maximize your muscle results as well.