I'm never that broke that ever I need to wait for a payday to do something (way different in brokeass student days), but its allways nice to get it so you can plan ahead. For example I saved up a fair bit for next summer so I could go possibly go to Brasil WC with some friends, but they are all depressed now that Sweden is not going, and it became 10 times more difficult to get tickets for that reason too, also way more expensive for same reason. Now need to come up with something else to do with it.