'Murica! (182 Viewers)

Ronn

Senior Member
May 3, 2012
20,886
That wouldn't surprise me.
By the way many of those flooded houses do not have flood insurance. It wasn't mandatory if you're not in 500-year floodplain but by Sunday afternoon water was already a foot higher than that in many areas.
 

Seven

In bocca al lupo, Fabio.
Jun 25, 2003
39,330
That wouldn't surprise me.
By the way many of those flooded houses do not have flood insurance. It wasn't mandatory if you're not in 500-year floodplain but by Sunday afternoon water was already a foot higher than that in many areas.

If something like this would happen in Belgium (god forbid), the government would reimburse the damage, because it would be classified as a disaster. Isn't there something similar in the States? Over here this would often also be covered by simple home insurance (the home insurers themselves are then covered by reinsurance, as they obviously can't risk having to pay out billions all out once and not having anything to fall back on).

But I guess what's really important here is that people are still willing to come and listen to The Donald. Right, @Bjerknes?
 

Dostoevsky

Tzu
Administrator
May 27, 2007
88,993
If something like this would happen in Belgium (god forbid), the government would reimburse the damage, because it would be classified as a disaster. Isn't there something similar in the States? Over here this would often also be covered by simple home insurance (the home insurers themselves are then covered by reinsurance, as they obviously can't risk having to pay out billions all out once and not having anything to fall back on).
I know Belgium ain't poor but I somehow find that hard to believe. That's a lot of cash.
 

Seven

In bocca al lupo, Fabio.
Jun 25, 2003
39,330
I know Belgium ain't poor but I somehow find that hard to believe. That's a lot of cash.
Of course it's a lot of cash. But there's a Disaster Fund. I bet the money from this fund is saved over time and it's insurers who pay a yearly amount to fund it. I'd find it very odd if there wasn't something similar in the States tbh.
 

Enron

Tickle Me
Moderator
Oct 11, 2005
75,661
If something like this would happen in Belgium (god forbid), the government would reimburse the damage, because it would be classified as a disaster. Isn't there something similar in the States? Over here this would often also be covered by simple home insurance (the home insurers themselves are then covered by reinsurance, as they obviously can't risk having to pay out billions all out once and not having anything to fall back on).

But I guess what's really important here is that people are still willing to come and listen to The Donald. Right, @Bjerknes?
In some cases FEMA will reimburse the damage but it was a cluster fuck after Katrina and there were a lot issues with distribution of funds.
 

Seven

In bocca al lupo, Fabio.
Jun 25, 2003
39,330
In some cases FEMA will reimburse the damage but it was a cluster fuck after Katrina and there were a lot issues with distribution of funds.
Yeah.. But let's be honest, with a catastrophe this size, who can blame them? Things go much faster if you have your own individual insurance to rely on.
 

Enron

Tickle Me
Moderator
Oct 11, 2005
75,661
Yeah.. But let's be honest, with a catastrophe this size, who can blame them? Things go much faster if you have your own individual insurance to rely on.
True, and hopefully FEMA has made the process a little better in the years since Katrina. Also, if you have a hazmat or construction material disposal company in Texas, you're about to make a lot of money.
 

Seven

In bocca al lupo, Fabio.
Jun 25, 2003
39,330
True, and hopefully FEMA has made the process a little better in the years since Katrina. Also, if you have a hazmat or construction material disposal company in Texas, you're about to make a lot of money.

Lol. True.

I wonder what would happen if they actually could link this to climate change though. Let's say they could prove it. Then that would mean these things will happen more frequently. If that isn't enough to scare everyone shitless I don't know what is.

Wouldn't take much to flood all of the Netherlands for example.
 

campionesidd

Senior Member
Mar 16, 2013
16,816
If something like this would happen in Belgium (god forbid), the government would reimburse the damage, because it would be classified as a disaster. Isn't there something similar in the States? Over here this would often also be covered by simple home insurance (the home insurers themselves are then covered by reinsurance, as they obviously can't risk having to pay out billions all out once and not having anything to fall back on).

But I guess what's really important here is that people are still willing to come and listen to The Donald. Right, @Bjerknes?
Why are you still mentioning Bjernkes? He bravely turned his tail and fled this thread months ago.
 

Dostoevsky

Tzu
Administrator
May 27, 2007
88,993
Lol. True.

I wonder what would happen if they actually could link this to climate change though. Let's say they could prove it. Then that would mean these things will happen more frequently. If that isn't enough to scare everyone shitless I don't know what is.

Wouldn't take much to flood all of the Netherlands for example.
You know what's worse? Even if they prove it I doubt people would change in any way. Or majority wouldn't and everything would keep the same as before.
 

Seven

In bocca al lupo, Fabio.
Jun 25, 2003
39,330

Ronn

Senior Member
May 3, 2012
20,886
If something like this would happen in Belgium (god forbid), the government would reimburse the damage, because it would be classified as a disaster. Isn't there something similar in the States? Over here this would often also be covered by simple home insurance (the home insurers themselves are then covered by reinsurance, as they obviously can't risk having to pay out billions all out once and not having anything to fall back on).

But I guess what's really important here is that people are still willing to come and listen to The Donald. Right, @Bjerknes?
FEMA will provide some assistance, but it comes with a lot of red tape. So people cannot return to their homes for some time. Usually the poorest and most disadvantaged get the worst of it since their homes tend to get damaged more, and they don't have any money to get it rebuilt without FEMA's assistance.
Many people don't even know that their home owner's insurance do not cover flood. Flood insurance is expensive. Private insurance companies do not offer it (or what they offer is extremely expensive), so you have to get it from National Flood Insurance Program, which is run by FEMA. The maps for which they mandate buying flood insurance are inacurate and outdated, so many people don't even know they are at risk.
 

Seven

In bocca al lupo, Fabio.
Jun 25, 2003
39,330
FEMA will provide some assistance, but it comes with a lot of red tape. So people cannot return to their homes for some time. Usually the poorest and most disadvantaged get the worst of it since their homes tend to get damaged more, and they don't have any money to get it rebuilt without FEMA's assistance.
Many people don't even know that their home owner's insurance do not cover flood. Flood insurance is expensive. Private insurance companies do not offer it (or what they offer is extremely expensive), so you have to get it from National Flood Insurance Program, which is run by FEMA. The maps for which they mandate buying flood insurance are inacurate and outdated, so many people don't even know they are at risk.

:tup: thanks for this information.

So basically millions are fucked?
 

Ronn

Senior Member
May 3, 2012
20,886
Lol. True.

I wonder what would happen if they actually could link this to climate change though. Let's say they could prove it. Then that would mean these things will happen more frequently. If that isn't enough to scare everyone shitless I don't know what is.

Wouldn't take much to flood all of the Netherlands for example.
Flooding in Houston is nothing new though. They built a mega city where it's supposed to be a wetland. Water has nowhere to go.
This guy has been saying it for years now. I wonder if Harvey finally changes this.
http://abcnews.go.com/US/houston-prone-flooding/story?id=49452150

- - - Updated - - -

:tup: thanks for this information.

So basically millions are fucked?
Sadly, yes. As always. It happened in Galveston when Ike hit at 2008. But the extent of damage is beyond any comparison.
According to WaPo, 80% don't have flood insurance.
https://www.washingtonpost.com/news...-lack-flood-insurance/?utm_term=.7ea46a1859e2
 

Users Who Are Viewing This Thread (Users: 3, Guests: 153)