What pensions? The military doesn't even offer them anymore. I dated a school counselor for a couple years and she made mad loot, but her "retirement was like 500/month she had to offset it with both a 401k and an IRA. The 401K was state-sponsored, so it was pretty dope, as far as those go.
Also, Pennsylvania, not here, here we don't even give our state workers dental insurance, and I'm serious.