Why do you need health insurance if it is paid for by the state?
And i get health i surance through my job so i pay very little for it already and still keep my paycheck
Here in Portugal I am covered by the state for my primary care physician and access to prescriptions negotiated at rates at the national level. My employer additionally offers private insurance to cover direct-to-specialist care (which anyone can pay for out of pocket otherwise, etc.).
To be honest i am not even against state paid healthcare just saying i have almost never encountered the problems that supposedly make the system here so bad and when i have a little research and effort provides solutions out of jams
I could imagine though that in some of the shittier states it is more of a problem
Dude, imagine this situation, which happened to my neighbor a few years ago. He works for a startup. Has a daughter and his wife is pregnant with a second. Has health care through his US employer.
The startup, being risky, goes belly up. He loses insurance and is thrown out on the street. His wife, being pregnant, has a "pre-existing condition" and was therefore excluded from being able to sign up for a new healthcare policy while his newborn to be needs a lot of medical care. A system like this is beyond fucked up. It discourages people from working for startups and instead hunker down as unproductive automatons in a big company to make nice and get by with a boring job that does little for society but pays the bills.
Meanwhile, the #1 reason for bankruptcies in America is what again? Oh, yes, health care costs that aren't insured.
And then when it comes to covered prescription drugs, every insurer does their own fat cat negotiations with different pharmaceutical companies -- preventing them from aggregating and negotiating a larger volume price as the state. (This is why Medicare is so crucial for setting the market prices for medications due to its size. No private insurer comes close.) And because there are multiple contracts, multiple deals, and no standards, you have employees in multiple offices of each insurer doing the same job of denying access to medical care to justify their existence. And they are redundant to every single insurer. Administration costs are through the roof to cover that, and all not to deliver service but to deny it.
That's why it's a fatally broken system.
ßöмßäяðîëя;5806343 said:
Not my erection, that's for sure. Good thing since I am at work.
Pineapple Crush is the best pop drink I've ever had in my life.
Trying to break out of the grape stereotype?
ßöмßäяðîëя;5806453 said:
Gigi went to PSG? Why? Make silly loot?
Same reason Ronaldo went to Juve. Cash and the chance for new challenges with big trophies.
Who watches television anymore?
Yeah, what's a 'television'? Is that like an oscilloscope?