What Are You Doing Right Now? (206 Viewers)
- Thread starter ßöмßäяðîëя
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This is one area where I believe the economics of private industry has f*cked up health care, not improved it. You've seen the parallel hospitals in Canada and the U.S. where they have a single room in Canada to handle the billing and insurance paperwork and at the U.S. hospital they have an entire building dedicated to that?
Private industry has introduced an immense amount of waste -- in part because the private industries involved are not at all facing the forces of supply-and-demand economics. So for every argument that a government-run program is going to be bloated and inefficient, you only have to look at the fragmented, third party insurance system we have now to see just how bad bloated and inefficient can be.
I honestly have to believe that if the government got a monopoly on health care insurance and all the private insurers went under, we'd still all be better off. F*ck all these private insurance companies, I say. They're useless, introduce their own custom paperwork and bureaucracies, and serve only to prevent people from getting care and getting paid for receiving care.
Private industry has introduced an immense amount of waste -- in part because the private industries involved are not at all facing the forces of supply-and-demand economics. So for every argument that a government-run program is going to be bloated and inefficient, you only have to look at the fragmented, third party insurance system we have now to see just how bad bloated and inefficient can be.
I honestly have to believe that if the government got a monopoly on health care insurance and all the private insurers went under, we'd still all be better off. F*ck all these private insurance companies, I say. They're useless, introduce their own custom paperwork and bureaucracies, and serve only to prevent people from getting care and getting paid for receiving care.
We might be better off, but there could be some unforeseen pitfalls as well. It's hard to say and it takes a lot of time. But one thing is for sure: trying to do this now when the government is close to broke will cause us problems. IMO, there are more pressing issues at hand, and I'm sure you're aware of what those are.
Competition in a free market... boo. That's all I got on this one. Greg said it all. 
As for the last part... the closest example to give you is auto insurance. One of the factors based on your auto insurance rate is the number (app. percentage) of uninsured drivers in your state. Basically, the more uninsured drivers in your state, the more you pay.
Health care works similarly. Prices do go up with the number of uninsured patients. Hospitals have to charge more to make up for the free rides they give in the ER. If prices for procedures go up, your insurance pays more and you pay more. Basically the theory behind it is that if everyone is covered and hospitals are guaranteed to get paid then the costs go down. Whether this will work is hard to tell, hospital administration is a hugely complex business.
As for the last part... the closest example to give you is auto insurance. One of the factors based on your auto insurance rate is the number (app. percentage) of uninsured drivers in your state. Basically, the more uninsured drivers in your state, the more you pay.
Health care works similarly. Prices do go up with the number of uninsured patients. Hospitals have to charge more to make up for the free rides they give in the ER. If prices for procedures go up, your insurance pays more and you pay more. Basically the theory behind it is that if everyone is covered and hospitals are guaranteed to get paid then the costs go down. Whether this will work is hard to tell, hospital administration is a hugely complex business.