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What Are You Doing Right Now? (496 Viewers)
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Health insurance is a joke in this country. Everyone seems to be acting as if:
a) The current insurance system is sustainable: when premiums far outpace inflation, coverage denials are more widespread, insurance is paying $180 for Tylenol to make up funds for the 6 out of 7 ER patients who don't have insurance, and every labor dispute for the past decade has to do with health care costs
b) Health insurance companies are the good guys and we want to preserve their precious American jobs for the valuable services they provide -- i.e., denying people with insurance the ability to get coverage
It's no wonder doctors are fleeing the profession in this country. The whole payment system is fucked.
Anyone bitching that they want to preserve the status quo may as well be saying that they want Ciro Ferrara still running Juve.
a) The current insurance system is sustainable: when premiums far outpace inflation, coverage denials are more widespread, insurance is paying $180 for Tylenol to make up funds for the 6 out of 7 ER patients who don't have insurance, and every labor dispute for the past decade has to do with health care costs
b) Health insurance companies are the good guys and we want to preserve their precious American jobs for the valuable services they provide -- i.e., denying people with insurance the ability to get coverage
It's no wonder doctors are fleeing the profession in this country. The whole payment system is fucked.
Anyone bitching that they want to preserve the status quo may as well be saying that they want Ciro Ferrara still running Juve.
So the answer is making people buy coverage from those same providers, thinking the price will go down? 
Yes, ideally the whole model of the health insurance industry should have been blown up with an explosive vest. Unfortunately a bunch of pussies wanted to preserve American jobs for counterproductive work.
But there won't be more supply of any service, only more demand. It doesn't make any sense economically because you put more strain on the system whether it be preventative or chronic. Either way, if they have health care, they're going to use it.
And again, if folks are so against insurance companies, how can they say yes to this bill? It's nonsensical and hypocritical.
And again, if folks are so against insurance companies, how can they say yes to this bill? It's nonsensical and hypocritical.
There won't be more supply. But right now the economic model for health care is completely broken. If you wonder why health care costs keep rising while everything else around us is collapsing, just look at payrolls. Why the fuck is health care continuing to hire people in this economy while every other industry is going to shit? It's because the two are completely disconnected financially. Practically anything that attempts to better connect the two is a plus.
Sure, you could say there's more strain on the system, but the system needs more strain in the right areas. Family practice and internal medicine docs make jack shit compared to specialists. And what happens when people don't use preventative medicine and instead only show up at the ER when they're in a life-threatening situation? They end up taxing the specialist system and paying the big bucks when many cases could have been avoided if they had cheaper assistance upstream.
Our health care system rewards specialists far too much and cheats out the general practitioners. It's about time that we right that through demand.
Sure, you could say there's more strain on the system, but the system needs more strain in the right areas. Family practice and internal medicine docs make jack shit compared to specialists. And what happens when people don't use preventative medicine and instead only show up at the ER when they're in a life-threatening situation? They end up taxing the specialist system and paying the big bucks when many cases could have been avoided if they had cheaper assistance upstream.
Our health care system rewards specialists far too much and cheats out the general practitioners. It's about time that we right that through demand.
For all the people who have insurance today, how many do you think love to go to the doctor at the drop of a hat?
Many of the Republicans make it the party of exclusion -- the party of the rotten apple that kills it for everyone else. They would rather see 9 loved ones shot in friendly fire on the chance that a 10th person who invades their home might be a bad guy who eats the lead of the Second Amendment. Similarly, they would prefer to deny reasonable coverage to 9 needy, wage-earning people for the prospect of not paying for the one dirt-bag low-life who does little to deserve his coverage.
Yes, most folks don't need specialists as much as general care. But the more general care, theoretically the less specialists you need to see. Right now, the uninsured are seeing a lot of specialists, and the people with insurance today are effectively paying for that to keep hospitals solvent. If you can shift that expensive specialist care to more cost-effective preventative care, while keeping said hospitals solvent, that's a financial win.
As for overall premiums rising, implementation is the key. If screwed up (not hard to expect, given this administration), they could go up. But a reasonable administrator should be able to make this a net lowering of premiums. Maybe the Obama administration won't see the savings, but some future president should be able to.
Many of the Republicans make it the party of exclusion -- the party of the rotten apple that kills it for everyone else. They would rather see 9 loved ones shot in friendly fire on the chance that a 10th person who invades their home might be a bad guy who eats the lead of the Second Amendment. Similarly, they would prefer to deny reasonable coverage to 9 needy, wage-earning people for the prospect of not paying for the one dirt-bag low-life who does little to deserve his coverage.
Yes, most folks don't need specialists as much as general care. But the more general care, theoretically the less specialists you need to see. Right now, the uninsured are seeing a lot of specialists, and the people with insurance today are effectively paying for that to keep hospitals solvent. If you can shift that expensive specialist care to more cost-effective preventative care, while keeping said hospitals solvent, that's a financial win.
As for overall premiums rising, implementation is the key. If screwed up (not hard to expect, given this administration), they could go up. But a reasonable administrator should be able to make this a net lowering of premiums. Maybe the Obama administration won't see the savings, but some future president should be able to.
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Bloated health care plans should be taxed, IMO. I find it disingenuous that people complain that adding more uninsured simply adds financial abuses to the system while wanting to protect inflated health insurance plans that do exactly that.
In a lot of ways, you can say that the passing of this health care bill is as much George W Bush's legacy as it is Obama's. If W didn't fuck things up so badly, they never would have had the votes on Capitol Hill to push this through.
Likely we'll see another see-saw effect where Obama's legacy will be the next president who signs legislation legalizing the indiscriminate shooting of illegal immigrants and offers a tax deduction bounty for their scalps. :rndh:
In a lot of ways, you can say that the passing of this health care bill is as much George W Bush's legacy as it is Obama's. If W didn't fuck things up so badly, they never would have had the votes on Capitol Hill to push this through.
Likely we'll see another see-saw effect where Obama's legacy will be the next president who signs legislation legalizing the indiscriminate shooting of illegal immigrants and offers a tax deduction bounty for their scalps.
:rndh: