Nick Against the World (58 Viewers)

[IncuboRossonero]

++ [ originally posted by Andre 3000 ] ++
*cue the Lone Ranger theme*






In rides the 4th horseman, back after an extended hiatus.

The circle (Pado,Nick,Vin, Myself) is complete again.



So, did I miss much?


Pado, you cheap fvcker, call me once in a while, or set up a 1-800 number. I can't keep having the company pay for my long distance phone calls.. Eventually they are going to catch on that we don't have any brokers in North Carolina.

Nick, umm, thanks for repsonding to my e-mails. (Oh, that's right, you didn't.)


We are no longer able to visit non-work related sites at work anymore, due to some stupid knuckleheads feeling that they have the right to download wheel of fortune and jeopardy on their work computers.

And, I've had too much personal stuff going on lately, but I've returned for a little while, for better or for worse(that's for everyone else to decide)

Welcome Back SERGIO ..you steak and bacon eatin son-of-a-gun. I never check that account because of the hassle from the women of Juventuz.com who flood me e-mail account :cheesy:

 

Buy on AliExpress.com

[KB824]

Chicken and Salad, my man.



Chicken and Salad.



And 40 pounds later, I am now at 6'4", 212 pounds. Congrats on the incredible year that Milan is having, by the way. Class team. I hope they win the Cl again this year, and do Serie A proud.


Again.



God knows, some teams in the league just can't handle it.

 

[IncuboRossonero]

++ [ originally posted by Andre 3000 ] ++
Chicken and Salad, my man.



Chicken and Salad.



And 40 pounds later, I am now at 6'4", 212 pounds. Congrats on the incredible year that Milan is having, by the way. Class team. I hope they win the Cl again this year, and do Serie A proud.


Again.



God knows, some teams in the league just can't handle it.

Class team but the fans make me sick...not kidding. Now I remember why I post here rather than Milan section of Xtratime or Milan forums.

 

[KB824]

You'll notice how I left the fans out of this.


My godfather is a Milanista, and like clockwork, I get that call on Sunday morning.

 

[IncuboRossonero]

out for espresso....catch you later Sergio...I'll check the e-mail..!

Glad to have you back...where is the lying crooked Sheep raising cafone defense lawyer S-O-B?? And where is the baton wielding ... bat happy cop

 

[The Pado]

I'll cafone you, you SOB

The sun is shining, the birds are singing, and Sergio has returned!! The world makes sense again. Are we all gearing up for a great Derby d'Italia? I predict a 2-2, but it probably will not outshine the Udinese - Brescia match we saw at the Italian-American club this morning. A 7-goal thriller. Now let's go eat some steak and bacon with Serge.

And Sergio, I'll start calling you regularly after Easter. One more trial this week and I can begin to breathe again. Welcome back.

 

[KB824]

'Tis good to be back.



So, what else are you working on??


"Well, you know how we use to................................................"

 

[Vinman]

Sergio,

Welcome back partner !!!!!!!

Good job on the weight loss !!!!!:thumb:

I know the feeling about not having internet privledges at work

All of us lost our access after some knucklehead hit 2500 porno sites in less than 2 hours

So now, we ALL pay for it....

Trust us with guns, badges, but not a keyboard !!!!!!!!

 

[KB824]

++ [ originally posted by Vinman ] ++
Sergio,

Welcome back partner !!!!!!!

Good job on the weight loss !!!!!:thumb:

Thanks man.

Battle's not over.

I know the feeling about not having internet privledges at work

All of us lost our access after some knucklehead hit 2500 porno sites in less than 2 hours

So now, we ALL pay for it....

Trust us with guns, badges, but not a keyboard !!!!!!!!

I thought I was the only one who could surf that many in such a short amount of time.

 

[IncuboRossonero]

Speaking of food....I can't really complain in my year and then some in Rome BUT I have to admit there are some things I can't get in any Trattoria such as Krispy Kreme, All American Breakfast and hot dogs at Yankee Stadium. Then again maybe its better that way otherwise I'll have be eating Steak and Bacon for a while!

 

[Vinman]

I gain a pound with every krispy kreme donut that I eat........

 

[The Pado]

Doughnuts and elevators will kill you early on, so avoid both. Stick to the coffee and you'll be fine. Tim Hortons and Dunkin' Donuts have the best.

 

[IncuboRossonero]

++ [ originally posted by Vinman ] ++
I gain a pound with every krispy kreme donut that I eat........

Yeah but Vin your cut and ripped like an S-O-B....you could have MANY krispy kreme's..even though Cops are supposed to eat Donuts. :cheesy:

Pado as for you..ok your an exception but most D. lawyers I knew were addicted to Starbucks "double latte slim milk..yada yada yada" stuff".
Sergio: your a mortgage broker if I'm not mistaken right...most mortgage brokers I knew were bald...why is that? Again your an exception as you have your hair.
P.S. Are mortgage brokers as boring as accountants??

 

[KB824]

MORTGAGE BROKER??????





WWWWHHHHHHHHHHHHHAAAAAAAAAAAATTTTTTTTTTTTTTTTTTTT!?!?!?!?!?!?!?!?!?!?!?





Sorry to get all Vinman on you there, but i am NOT a mortgage broker. I am an FHA Mortgage Underwriter. there's only about 3,000 of us in the country.


Big Difference.


Scratch that, Big is not an appropriate adjective.



How about this, the chasm between the two is big enough to fit 5 Grand Canyons.

 

[IncuboRossonero]

++ [ originally posted by Andre 3000 ] ++
MORTGAGE BROKER??????





WWWWHHHHHHHHHHHHHAAAAAAAAAAAATTTTTTTTTTTTTTTTTTTT!?!?!?!?!?!?!?!?!?!?!?





Sorry to get all Vinman on you there, but i am NOT a mortgage broker. I am an FHA Mortgage Underwriter. there's only about 3,000 of us in the country.


Big Difference.


Scratch that, Big is not an appropriate adjective.



How about this, the chasm between the two is big enough to fit 5 Grand Canyons.

Bah ..you say potato I say potaTOE

 

[Vinman]

++ [ originally posted by IncuboRossonero ] ++

Bah ..you say potato I say potaTOE

:dielaugh: thats pretty funny.....................

Back to the donuts for a second, believe me guys, once you hit 30, it gets harder and harder to eat bad foods and not pay for it...

Its no easy task anymore to stay ripped......

I've been eating according to my bloodtype (type o), and thats about the only way for me to stay in shape year round (along with exercise)

 

[The Pado]

Donuts are every bit as hazardous as cigarettes.

Sergio's FHA underwriting theme: You'll Never Wank Alone.

 

[IncuboRossonero]

Ok OK so there is a difference....BUT its not as bad as calling Vinman a security Rent-a-cop or Padovano a corrupt cafone..is it?!

I looked up underwriter because it was one of those things like an Actuary that I have no damn clue what they do. This is the job description I found:

Responsibilities:
.Underwrites FNMA and RD loans originated by production and approved correspondent lenders for compliance with investor guidelines. Advises appropriate personnel of credit decisions.

.Underwrites FHA and VA loans originated by production and approved by correspondent lenders for compliance with investor guidelines. Advise appropriate personnel of underwriting decision.

.Performs a preliminary review of FHA and VA appraisals and recommends final value and repair conditions to DE Underwriter prior to issuance of Conditional Commitment or Notice of Value. Works to achieve their FHA Direct Endorsement certification and VALAPP authority.

.Interacts with company personnel and correspondent lenders regarding interpretation of company and investor guidelines.

.Underwrites special product loans originated by production and approved correspondents for compliance with investor guidelines. Advise appropriate personnel of underwriting decision.

.Assists associate underwriters with difficult loan decisions and acts as backup for automated underwriters as volume dictates.

.Performs other duties as assigned.

Must have excellent oral cheesy::extatic::excited::flirt: ) and written communication skills, and decision-making ability. College degree preferred.


OK ....
Basically to me all I heard is I got a headache and urge for an espresso shot after the first line. Sergio..WTF do you do?!!

 

[KB824]

You forgot:



Ability to qualify borrowers using W2, self-employed, disability, workman's compensation, part-time, seasonal, child support/alimony income, being able to make decisions based on credit reports, bankruptcies, forclosures, being able to read and clear property titles, having an understanding of estates and reading wills to determine ownership of said properties, making sure that all douments are in compliance with FHA, Fannie Mae, and investor guidelines, constantly learning new guidelines that FHA seems to love to put out revisions for every other week, reading property surveys, blueprints and new construction contracts for newly built homes, understanding and being updated on State and individual city guidelines in regards to Predatory lending laws. There's more, trust me.



oh, its just a bucket full of fun being an underwiter


thank God it pays well.

 

[IncuboRossonero]

++ [ originally posted by Andre 3000 ] ++
You forgot:



Ability to qualify borrowers using W2, self-employed, disability, workman's compensation, part-time, seasonal, child support/alimony income, being able to make decisions based on credit reports, bankruptcies, forclosures, being able to read and clear property titles, having an understanding of estates and reading wills to determine ownership of said properties, making sure that all douments are in compliance with FHA, Fannie Mae, and investor guidelines, constantly learning new guidelines that FHA seems to love to put out revisions for every other week, reading property surveys, blueprints and new construction contracts for newly built homes, understanding and being updated on State and individual city guidelines in regards to Predatory lending laws. There's more, trust me.



oh, its just a bucket full of fun being an underwiter


thank God it pays well.

LIke I said...your a mortgage broker