'Murica! (372 Viewers)

Hust

Senior Member
Hustini
May 29, 2005
93,702
That's rough. I hope they're not too powerful.
Just left Clearwater today (in GA for the night), went to look for a house lol

first question I asked is “does this house need floor insurance” and it doesn’t then I asked if the windows were hurricane grade (impact resistant) and they are

LuL heading back north now. I don’t think that part of Florida will get hit tho
 

AFL_ITALIA

MAGISTERIAL
Jun 17, 2011
31,781
Just left Clearwater today (in GA for the night), went to look for a house lol

first question I asked is “does this house need floor insurance” and it doesn’t then I asked if the windows were hurricane grade (impact resistant) and they are

LuL heading back north now. I don’t think that part of Florida will get hit tho
That's kinda surprising, it looks pretty close to the water. It looks like hurricanes usually go from east to west so maybe it isn't as bad there?

I hope it works out for you man, I'm sure you could ship the greenhouse there :D
 

Ronn

Mes Que Un Club
May 3, 2012
20,854
That's kinda surprising, it looks pretty close to the water. It looks like hurricanes usually go from east to west so maybe it isn't as bad there?

I hope it works out for you man, I'm sure you could ship the greenhouse there :D
Hurricane Irma made landfall ~100m south of Tampa/Clearwater in 2017. Pretty much every part of Florida is hurricane prone.
 

KB824

Senior Member
Sep 16, 2003
31,789
Just left Clearwater today (in GA for the night), went to look for a house lol

first question I asked is “does this house need floor insurance” and it doesn’t then I asked if the windows were hurricane grade (impact resistant) and they are

LuL heading back north now. I don’t think that part of Florida will get hit tho
If you are looking to get a house in Florida, absolutely get Flood Insurance. You are capped at 250K for a single family residence anyway, but it's not that expensive. For Florida you might be looking at 600.00 per year for that kind of coverage. Windstorm coverage, however, may very well be mandatory, and that isn't cheap.
 

Hust

Senior Member
Hustini
May 29, 2005
93,702
That's kinda surprising, it looks pretty close to the water. It looks like hurricanes usually go from east to west so maybe it isn't as bad there?

I hope it works out for you man, I'm sure you could ship the greenhouse there :D
Lol I will keep the greenhouse house too :p

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If you are looking to get a house in Florida, absolutely get Flood Insurance. You are capped at 250K for a single family residence anyway, but it's not that expensive. For Florida you might be looking at 600.00 per year for that kind of coverage. Windstorm coverage, however, may very well be mandatory, and that isn't cheap.
:tup:

good to know thank you.
 

swag

L'autista
Administrator
Sep 23, 2003
84,749
If you are looking to get a house in Florida, absolutely get Flood Insurance. You are capped at 250K for a single family residence anyway, but it's not that expensive. For Florida you might be looking at 600.00 per year for that kind of coverage. Windstorm coverage, however, may very well be mandatory, and that isn't cheap.
Not to mention that Florida is a drained swamp where the groundwater rise comes up directly through the soil ... not just by an outside encroachment of water.
 

KB824

Senior Member
Sep 16, 2003
31,789
Not to mention that Florida is a drained swamp where the groundwater rise comes up directly through the soil ... not just by an outside encroachment of water.

Any area that requires windstorm coverage,it would be in your best interest to get flood insurance as well. One of the biggest misconceptions are that windstorm covers flooding due to wind related disasters, and it doesn't.

A fair amount of loans that I underwrite for are in that area that starts in Houston/Galveston, goes up through Louisiana, and comes down to the Florida Gulf Coast. Need I say more?
 

Hust

Senior Member
Hustini
May 29, 2005
93,702
Not to mention that Florida is a drained swamp where the groundwater rise comes up directly through the soil ... not just by an outside encroachment of water.
Yep - lots of sink hole and ground settlement activity

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Any area that requires windstorm coverage,it would be in your best interest to get flood insurance as well. One of the biggest misconceptions are that windstorm covers flooding due to wind related disasters, and it doesn't.

A fair amount of loans that I underwrite for are in that area that starts in Houston/Galveston, goes up through Louisiana, and comes down to the Florida Gulf Coast. Need I say more?
How familiar are you with sinkhole claims?
 

KB824

Senior Member
Sep 16, 2003
31,789
Yep - lots of sink hole and ground settlement activity

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How familiar are you with sinkhole claims?

I'm not at all. All I can tell you is that the time the property is appraised and I review the file, if there is a sinkhole problem, then the property cannot be sold to an investor or insured by any of the agencies, and I deny the loan for unacceptable collateral.

What happens after the fact is out of my hands, as an underwriter.
 

Hust

Senior Member
Hustini
May 29, 2005
93,702
@Bjerknes



Basically, opened ballots were being counted without a "poll book" to cross-reference to make sure said voters were actually registered/qualified to vote.


Nothing.To.See.Here.
 

king Ale

Senior Member
Oct 28, 2004
21,689

In 2016, it was bad enough when for months in advance of the election, the Republican nominee for president claimed falsely that the coming election would be rigged. Now, as president of the United States, he has said, and I quote: “The only way we’re going to lose this election is if the election is rigged.” What kind of president talks like that? What kind of American leader undermines confidence in elections in his own country, as part of his strategy to hold power? This is extraordinarily dangerous to a free society and it stands to inflict lasting damage to our democracy.

It was bad enough when as a candidate he attacked a federal judge because of his heritage, saying that Judge Gonzalo Curiel couldn’t preside fairly over a certain case because Curiel’s parents were from Mexico. As President, he has only intensified his attack on judges. He has interfered in cases involving his friends and threatened jail for his opponents, demonstrating how little he knows or appreciates about the independent administration of justice in America.

Some of my conservative friends will say, yes, we don’t like his behavior, but he governs as a conservative. Here, today, I will say to my fellow conservatives: Whatever else you might call the behavior I have just described, it is most assuredly not conservative. Indifference to the truth or to the careful stewardship of the institutions of American liberty is not conservative. Disregard for the separation of powers — the centerpiece of our constitutional system — is not conservative. Governing by tweet is not conservative. It’s not even governing.
 

Hust

Senior Member
Hustini
May 29, 2005
93,702
just another case of deep state, and people with investments in the military wanting Trump out
Nice try.

In September 2019 Taylor was hired by Google as a government affairs and public policy manager with a title of Head of National Security.

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Quite the little team you guys are. :tup:
 

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