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your table is fine, but you didn't answer my question. you used this function: https://www.ablebits.com/office-addins-blog/excel-pmt-function-formula-examples/ look for "annuity" which is by default compounded, that's the point gordo made thanks for mentioning total cost of the loan. it should...

exactly again, how did you calculate the monthly payment? i mean the $1574.70. which formula did you use? (i know just want you to understand why it's compounded, just bare with me)

forget your own mortgage for a second or strickland's case how do you calculate the total monthly payment (principle+interest) for a mortgage? let's say for the sake of simplicity: fixed rate at 7.2% p.a. (so 0.6% per month), $200k, 20 years

brilliant :lol: euribor is the "EURo InterBank Offered Rate", the most widely accepted euro based reference rate. you can read about it a lot, how it's calculated, who publishes it, , point is that euro based loans' rates are often tied to euribor @Strickland i don't think you're missing...

you should see the governmental communication: as lgor wrote, it's all about sanctions killing the economy, stop bruxelles, stop oil/gas sanctions, while they fail to mention how the local currency rates were going for the majority of the war, or how governmental measures like personal income...

https://www.smmt.co.uk/2020/05/only-15-commercial-vehicles-manufactured-in-april-down-99-3-due-to-coronavirus-shutdown/ 15 vehicles in a month, that's what you call a proper shutdown.

my desktop has something that is 100% aoc: https://eu.aoc.com/en/monitors/u2777pqu :snoop:

an other prognosis, this time from imf: https://www.imf.org/en/Publications/WEO/Issues/2020/04/14/weo-april-2020 see "full text" pdf's annexes from page 20 for detailed gdp outlook of some selected countries. i hope imf is right this time: numbers are not too bad for hungary.

https://www.mckinsey.com/business-functions/risk/our-insights/covid-19-implications-for-business mckinsey presented 3 scenarios. bottom line is that returning to the pre-epidemic output levels can take up to 1-3 years in europe, a bit shorter in the us. obviously china, the country that started...

i read that too :xfingers: it's made by fujifilm @DAiDEViL :klin: